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It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Parker Quigley Lake Specialist Team
RE/MAX Foothills Realty
4022 Clemson Blvd.
Anderson, SC 29621
Phone 1: 866-244-8439
Phone 2: 877-314-1058
Fax: 864-287-0858
parkerquigley@NUMBER1EXPERT.com

This site is your one stop Comprehensive Website provided by Parker Quigley's Lake Specialist Team and ReMax Foothills Real Estate. Services we provide are: Lake Hartwell Anderson SC Realtors, Lake Keowee Seneca SC Realtors, Lake Hartwell Realtors licensed in Georgia & S.C., Lake Hartwell Buyer Agent Representation, Lake Hartwell Listing Agent with an extensive marketing plan that really works!, Lake Keowee Buyer Agent Representation, Lake Keowee Listing & Marketing Real Estate Agent Specializing in Upstate SC Lake Property. We are licensed Real Estate Agents in Anderson, SC who perform our duties with the utmost professionalism & dedication. Lake Hartwell is a very large man made Lake with 56,000 acres of water & over 900 Miles of beautiful shoreline. Lake Keowee is also a manmade lake about 1/3 the size of Lake Hartwell. North of Lake Keowee you will find Lake Jocassee which is a true mountain lake and paradise on earth. Parker's Lake Team offers Buyers & Sellers Professional Real Estate services in Upstate South Carolina Counties including: Anderson, Oconee & Pickens Counties in South Carolina as well as Hart, Franklin & Stephens Counties in Georgia. Providing SUPERIOR LAKE HARTWELL REAL ESTATE & LAKE KEOWEE REAL ESTATE service TO Waterfront Buyers & Sellers on Upstate S.C. Lakes 24 hours a day/ 7 days a week! Lake Hartwell & Lake Keowee Vacation Homes to Permanent Homes....We have the neccessary EXPERIENCE you need to have a smooth & happy transaction! Lakes Hartwell & Keowee are fast becoming very popular Retirement Destinations in South Carolina. Call the Professional ReMax Foothills Lakefront Real Estate Specialists: Parker Quigley's Lake Team Today and Start making your Lakefront Memories TODAY!

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